Try the FHA Loan Calculator
Estimate payments including upfront and monthly mortgage insurance premium (MIP).
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The FHA Loan Calculator with sample data entered and the result showing.
What is the FHA Loan Calculator?
Estimate payments including upfront and monthly mortgage insurance premium (MIP).
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Home Price ($), Down Payment (%), Interest Rate (%), Loan Term (Years)
Base Loan Amount, Upfront MIP (1.75%), Loan incl. UFMIP, Monthly MIP.
Part of the Mortgage & Real Estate group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
Planning
Estimate payments including upfront and monthly mortgage insurance premium (MIP).
Try it freeHow it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the FHA Loan Calculator do?
Estimate payments including upfront and monthly mortgage insurance premium (MIP).
What does it assume?
FHA allows down payments as low as 3.5% with a 580+ credit score.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the FHA Loan Calculator?
No. Open the page and enter your numbers.
How do I use the FHA Loan Calculator?
1. Open the FHA Loan Calculator. 2. Enter the values it asks for: Home Price ($), Down Payment (%), Interest Rate (%), Loan Term (Years). 3. Read the result: Est. Monthly Payment (P&I + MIP) and the figures listed under it.
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