Use the Debt Consolidation Calculator
Compare your current blended debt payments vs. one consolidation loan.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The Debt Consolidation Calculator with sample data entered and the result showing.

What is the Debt Consolidation Calculator?
Compare your current blended debt payments vs. one consolidation loan.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Total Debt Balance ($), Current Avg. Interest Rate (%), Consolidation Loan Rate (%), Consolidation Term (Years)
New Monthly Payment, Old Blended Payment (est.).
Part of the Other group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the Debt Consolidation Calculator do?
Compare your current blended debt payments vs. one consolidation loan.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the Debt Consolidation Calculator?
No. Open the page and enter your numbers.
How do I use the Debt Consolidation Calculator?
1. Open the Debt Consolidation Calculator. 2. Enter the values it asks for: Total Debt Balance ($), Current Avg. Interest Rate (%), Consolidation Loan Rate (%), Consolidation Term (Years). 3. Read the result: Interest Saved and the figures listed under it.
Who is it for?
Planning: Compare your current blended debt payments vs. one consolidation loan.
More free tools
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Try the Debt Consolidation Calculator now
Compare your current blended debt payments vs. one consolidation loan. Free to use.
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