Use the Broke Score — How Broke Are You Really?
Enter your income, spending and savings for a funny but genuinely calculated 0-100% Broke Score with tiered commentary — free, instant, shareable.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Income $3,200, spending $3,400, savings $150 → a high Broke Score since spending exceeds income and the safety cushion is thin.Open the Broke Score — How Broke Are You Really?
Illustration. Open the tool for the real thing.
See it in action
Sample input: Monthly income ($) = 3200; Monthly spending ($) = 3400; Total savings ($) = 150. Pressed Calculate my Broke Score.
What is the Broke Score — How Broke Are You Really??
Enter your monthly income, monthly spending and total savings, and get a 0-100% Broke Score built from a transparent formula: how much you overspend relative to income, how many months your savings would cover, and your monthly balance.
The result comes with a funny commentary tier — from 'Suspiciously Stable' to 'Certified Broke' — plus a shareable card so you can compare with friends.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
The score is calculated from your real numbers, just delivered with humor.
Five funny labels from stable to broke.
See exactly how many months your savings would last.
Nothing is sent anywhere; it's just math in your browser.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
Anyone budgeting for fun
A lighter way to look at your numbers than a spreadsheet.
Try it freeHow it compares
A plain look at this tool next to the usual alternative.
| This fun tool | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
Is this real financial advice?
No, it's a transparent formula run on your own numbers for fun, not professional financial advice.
How is the score calculated?
40% weight on overspending vs income, 40% on how many months your savings cover your spending, 20% on your monthly deficit — all shown in the note under the result.
Is my financial data stored?
No, everything is calculated locally in your browser and never sent anywhere.
Can the score be 0%?
Yes, if you spend well within your income and have a strong savings cushion.
Why did my score jump?
Small changes in spending relative to income and savings months can move the score meaningfully since it's a blended formula.
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A funny but real 0-100% broke score from your income, spending and savings. Free to use.
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