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I’m 75 and afraid to let my retirement fund dip below $1 million. Am I being too conservative?

(please put "Fix My Portfolio" in the subject line). I always saved and invested for the "long term," but now I am 75 and my long term is not so long anymore.

I’m 75 and afraid to let my retirement fund dip below $1 million. Am I being too conservative?
Yahoo Finance — 1 August 2026
Text:
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(please put "Fix My Portfolio" in the subject line). I always saved and invested for the "long term," but now I am 75 and my long term is not so long

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